NayaPay | SOC

S. No.	Description	Charges

Part A: Account Maintenance
1	Signup fees	Nil
2	Annual fees	Nil
3	Wallet Unblock / Upgrade fees
	- Biometric verification at Meezan Bank ATM	Nil

Part B: Debit card
1	Issuance fees including delivery charges	Nil
2	Issuance fees if ordered against Cash On Delivery, including delivery charges	Nil
3	Annual Fees	Nil

Part C: Transfer in to E-Money Account (Wallet)
1	Over-the-counter cash deposit
	- At Meezan Bank branches	Rs. 8
	- At Askari Bank branches	Rs. 8

2	Loading through Linked Bank Account	Nil
3	Loading through various banks' internet or mobile banking portals using Bill Payment Service (BPS or 1Bill) - to be deducted while receiving funds
	- Amount - Rs.0 to Rs. 10,000	Rs. 10
	- Amount - Rs.10,001 to Rs. 250,000	Rs. 40

4	Loading through various banks' internet or mobile banking portals using Inter-Bank Fund Transfer service (IBFT)	As per originating bank's schedule of charges

Part D: Transfer out from E-Money Account (Wallet)
1	Unloading to Linked Bank Account	Nil
2	Unload or transfer using Inter-Bank Fund Transfer service (IBFT)	Nil
3	Cash withdrawal
	- At Meezan Bank ATMs through biometric verification	Rs. 50
	- All banks' ATMs through debit card (*)	Rs. 18.75

Part E: Other Transactions
1	NayaPay Wallet to Wallet fund transfers	Nil
2	Balance Inquiry on ATMs (*)	Rs. 2.50
3	In-app merchant payments (from NayaPay Wallet or Linked Bank Account)	As shown at the time of each Transaction

Note: All above charges are exclusive of applicable taxes, except for items marked with an asterisk (*)